Calculators

You are here:

Online Banking
Calculators
Mortgage Calculator

Foreign Exchange Calculator
Mortgage Calculator
Loan Calculator
Retirement Planner
RRIF Calculator
TFSA Calculator

Login To Online Banking

Mortgage Calculator

The Mortgage Affordability Calculator helps you to determine how much you can borrow. The Mortgage Payment Calculator estimates the amount of a mortgage payment and generates an amortization schedule for payments. The Mortgage Comparison Calculator establishes which mortgage product is right for you.

Affordability
Payment
Amortization
Comparison

View graph
View report
Print results
Save/Share results

View:

Mortgage Amount

The total amount of the mortgage.

Amortization Period

The number of months or years over which the mortgage is repaid. The maximum amortization period is 35 years.

Payment Frequency

You can choose how often you will make payments on your mortgage. Typically your overall interest paid is lower when you make more frequent payments. For example, an accelerated bi-weekly payment means you are essentially making the equivalent of one additional monthly payment each year.

Product

Please select the type of mortgage that best meets your needs or enter your own rate.

Mortgage Term

The length of the mortgage contract, which can be tied to a specific interest rate.

Interest Rate

The annual interest rate on your mortgage.

Mortgage Payment:

Interest over term:

Balance owing at term:

Total interest:

Total interest cost over amortization.

Next step?Compare mortgage scenarios

Ready to go?Get pre-approved now

Add Prepayments

Prepayment Type

For prepayments, you can choose a lump sum, percentage increase or dollar increase.

Amount

The amount (in dollars or as a percentage) that you will prepay.

Amount

The amount (in dollars or as a percentage) that you will prepay.

Payment Period

The payment period is an indicator of the number and order of payments. E.g. A mortgage with a 1-yr term paid monthly has 12 payment periods. A mortgage with a 2-year term paid semi-monthly has 48 payment periods. You can choose to apply the extra payment to any of the payment periods, for example the 5th, 10th, or 41st period.

Total savings:

Savings over term:

Mortgage-free earlier:

View graph
View report
Print results
Save/Share results

View:

Mortgage Amount

The total amount of the mortgage.

Payment Amount

The amount of principal and interest that will be paid regularly to service the mortgage during each payment period.

Payment Frequency

Product

Please select the type of mortgage that best meets your needs or enter your own rate.

Mortgage Term

The length of the mortgage contract, which can be tied to a specific interest rate.

Interest Rate

The annual interest rate on your mortgage.

Amortization Period:

Interest over term:

Balance owing at term:

Total interest:

Total interest cost over amortization.

Next step?Compare mortgage scenarios

Ready to go?Get pre-approved now

Add Prepayments

Prepayment Type

For prepayments, you can choose a lump sum, percentage increase or dollar increase.

Amount

The amount (in dollars or as a percentage) that you will prepay.

Amount

The amount (in dollars or as a percentage) that you will prepay.

Payment Period

Total savings:

Savings over term:

Mortgage-free earlier:

View graph
View report
Print results
Save/Share results

View:

Scenario 1 Scenario 2 Scenario 3

Mortgage Amount

The total amount of the mortgage.

Amortization Period

The number of months or years over which the mortgage is repaid. The maximum amortization period is 35 years.

Payment Frequency

Product

Please select the type of mortgage that best meets your needs or enter your own rate.

Mortgage Term

The length of the mortgage contract, which can be tied to a specific interest rate.

Interest Rate

The annual interest rate on your mortgage.

% %

Mortgage payment:

Total interest:

Total interest cost over amortization.

Balance owing at term:

Interest over term:

Ready to go? Get pre-approved now

Add Prepayments

Scenario 1 Scenario 2 Scenario 3

Prepayment Type

For prepayments, you can choose a lump sum, percentage increase or dollar increase.

Amount

The amount (in dollars or as a percentage) that you will prepay.

% % %

Payment Period

Total savings:

Savings over term:

Mortgage-free earlier:

View graph
View report
Print results
Save/Share results

View:

To save or share your results, please copy the URL below. You can email your results or paste the URL into your browser.

These calculators are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please visit your branch to seek personalized advice from qualified professionals for all personal finance issues.

Contact Us

Email:: info@vantageone.net
Toll Free:: 888.339.8328
Telephone:: 250.545.9251
Fax:: 877.545.1957
Memberlink:: 855.393.2030

Copyright

Links

Privacy | Legal | Security

Calculators

Login To Online Banking

Mortgage Calculator

Follow Us

Contact Us

Copyright

Links